Medicare

The Fastest-Growing Medicare Market — and You're Positioned to Win It

10,000 Americans turn 65 every day. Medicare Advantage gives you recurring annual commissions on a loyal, growing client base.

Get Started — Apply Now

Senior couple consulting with a Medicare insurance advisor about coverage options

What It Covers

Parts A & B benefits (hospital & medical)
Dental, vision, and hearing benefits
Part D prescription drug coverage bundled in
$0 premium plan options available

Who Qualifies

Medicare-eligible individuals age 65+
Individuals under 65 with qualifying disabilities
Individuals with End-Stage Renal Disease (ESRD)

When to Enroll

AEP: October 15 – December 7 annually
IEP: 3 months before and after turning 65
SEP: Available for qualifying life events

Market Opportunity

Why This Market Keeps Growing

The Medicare Advantage market has expanded every year for over a decade, with enrollment surpassing traditional Medicare in many regions. Demographic tailwinds make this one of the most durable opportunities in insurance.

✓ 10,000 Americans age into Medicare eligibility every single day
✓ Over 33 million Americans already enrolled in Medicare Advantage plans
✓ MA market share now exceeds 50% of all Medicare beneficiaries nationwide
✓ Baby Boomer generation continues to age into eligibility through 2030
✓ Seniors are loyal — annual retention rates consistently above 85%
✓ Expanding extra benefits drive demand and client satisfaction year over year

Medicare Advantage Commission Tiers

New Enrollee

Initial enrollment year

CMS Initial Rate

Set annually by CMS

Renewal Year 2+

Existing member renewals

CMS Renewal Rate

Paid every year member stays

AEP Season

Annual Enrollment Period

High-Volume Bonus

Potential carrier bonuses

Commission rates are set by CMS and vary by carrier and plan type. Bonus eligibility subject to carrier agreements and production thresholds.

Agent Income

Recurring Annual Commissions

Unlike one-time commissions in other lines, Medicare Advantage pays you every single year your client stays enrolled. Build a book of business today that generates income for years to come.

✓ Earn commissions annually on every renewal — no reselling required
✓ Senior clients have industry-leading retention rates year after year
✓ AEP season creates predictable annual income spikes every fall
✓ Cross-sell dental, vision, and Part D for additional revenue streams
✓ Referrals are natural — satisfied seniors tell family and friends
✓ Compliant marketing tools provided to grow your pipeline year-round

Premium Plans Available to Clients

Plan types you can sell and earn commissions on:

HMO (Health Maintenance Organization)
PPO (Preferred Provider Organization)
PFFS (Private Fee-for-Service)
SNP — Dual Eligible Special Needs Plans
SNP — Chronic Condition Special Needs Plans
MAPD (MA with Part D bundled)
MSA (Medical Savings Account) Plans

Helping Medicare beneficiaries find the right coverage for their needs.